iTravelInsured Travel Protection Insurance

Our Rental Guardian Travel Protection plan provides extensive trip coverage to your guests if the unexpected arises before or during their stay with you...

iTravelInsured D.O.C.
Lodging Travel Protection

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To help enjoy a stress-free vacation, travel protection is available through Rental Guardian (in partnership with iTravelInsured). Travel protection provides you with the necessary coverage to help safeguard your travel “investment” from unforeseen circumstances.

Emergency illness or injury to you or a traveling companion or immediate family member causing you to cancel or interrupt your trip
Jury duty
Job layoff or termination
Terrorist events
Bankruptcy or default of the airline, cruise line or tour operator
A hurricane that strikes your resort

We know that canceling a trip may cause you to lose all or part of your payment depending upon the cancellation penalties of your travel supplier(s).

Cancellation Coverage:

You may recover loss of pre-paid, non-refundable, and unused payments when a trip is canceled or interrupted for one of the following reasons:

illness, injury or death to you, a family member or travel companion
bankruptcy or financial default
a terrorist incident
a natural disaster or bad weather that results in a complete cessation of services by your travel supplier
jury duty
home is made uninhabitable by fire, wind storm, flood, or vandalism
quarantine
auto accident on way to airport
job termination
canceled leave for active duty military, police or fire fighters

Benefit Highlights

Trip Cancellation/Interruption	Up to $20,000 Per Person
Travel Delay	Up to $500 Per Person
Emergency Medical/Dental	Up to $10,000 Per Person
Lost/Stolen Baggage	Up to $1,000 Per Person
Emergency Medical Evacuation/Repatriation	Up to $20,000 Per Person
Baggage Delay	Up to $100 Per Person
Emergency Reunion Return of Dependent Children Family Member Transportation to Hospital Bedside Lodging Allowance for Visitor while Hospitalized Return of Rental Vehicle Return of Remains Back to Primary Residence	Up to $3,000 Per Person
Common Carrier AD&D	Up to $100,000 Per Person**
24-Hour Hotline	Included as benefit of membership in the National Small
Business Travel & Health Association (NSBTHA)*** Emergency Travel Arrangements Lost Passport Assistance Lost Luggage Assistance Embassy or Consulate Referral Emergency Message Relay Medical & Prescription Assistance Emergency Cash Transfer Legal Referrals Emergency Translations	Included as benefit of membership in the National Small Business Travel & Health Association (NSBTHA)***

*Single Trip Air, Cruise & Tour Travel Insurance Program
**Common Carrier AD&D is limited to $20,000 for WA State Residents.
***When you purchase an iTravelInsured program, you automatically become a member of NSBTHA

Complete details of coverage, terms, limitations and exclusions that may affect benefits payable are summarized in the certificate. Coverage may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. This brochure is not intended to be an offer to sell an iTravelInsured program in any jurisdiction where iTravelInsured or its producer is not authorized or where such action would be unlawful.

Exclusions

Your certificate of insurance details exclusions which apply. Please read it carefully

Pre-Existing Condition Exclusion

No benefits will be paid for losses or expenses incurred as a result of an injury or illness to you which manifests itself during the 60 days immediately before the date your coverage became effective, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled throughout the 60 day period.

Pre-Existing Condition Waiver

The pre-existing condition exclusion is waived if coverage is purchased within 14 days from the date the initial trip deposit was paid to the travel supplier. You also must be medically able to travel on the date coverage is purchased. If the Pre-Existing Condition exclusion is not waived, your pre-existing condition might still be covered if the answer to all of the following questions is “no.”

Review the questions below

Were you treated for a new illness in the last 60 days?
Has your condition worsened or required medical attention in the past 60 days?
Have you received any new medications in the past 60 days or have any of your current dosages been changed?

Rental Guardian/iTravelInsured Contact Information

While on your trip:
24/7 Emergency Travel Assistance
Call: 1.866.243.7524 (U.S./Canada)
Call: 01.317.655.9798 (Outside U.S./Canada)

For claims questions:
Call iTravelInsured at 1.866.243.7524 (Monday-Friday)

For policy information:
Call iTravelInsured at 1.866.347.6673
(Monday-Friday)

For program information:
Call Rental Guardian at 1.888.885.5550
(Monday-Friday)

If your travel plans change, please notify your travel agent immediately. Once under deposit, you may be subject to a travel supplier's or agent's cancellation penalties as outlined in their brochure. iTravelInsured / IMG - (File or Inquire About an Existing Claims)

Travel Insurance provided by: iTravelInsured (www.itravelinsured.com| www.imglobal.com)

Insurance products are underwritten and offered where available by Delos Insurance Company, New York, NY 10036

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